Whether you are visiting a new city, don't own a car, or are too tipsy to drive, you can call a ride-sharing service such as Uber or Lyft to help you get to your destination. These useful services are relatively new but have become an increasingly popular way to get around. While many trips on these ride-sharing services are uneventful, accidents frequently happen. This page will discuss who can be held responsible for injuries sustained when involved in an accident while riding in an Uber or a Lyft.
Types Of Accidents
There are three type of accidents that an individual can be involved in if he or she is riding in a ride-sharing service. The type of accident that occurs will affect who can be held liable for an injury that a passenger sustains.
(1) If Your Driver Hits Another Vehicle Or Crashes
If your driver is responsible for the accident, whether the accident was with another vehicle or if the driver crashed into an object or building, and you are injured as a result, then you likely can seek compensation for your injuries from the driver or the driver's employer.
(2) If Another Car Hits The Vehicle You Are Riding In
If another car crashes into the vehicle you are a passenger in, then you likely can seek compensation from the driver of the other car. This kind of case would proceed the same way as a regular motor vehicle accident case. You can click here to learn more about motor vehicle accidents.
(3) If Both Your Driver And Another Driver Are Responsible For The Accident
If more than one driver is responsible for the accident, then you can likely seek compensation from both parties whose actions caused your injuries. When more than one person is responsible for your injuries, the fault for the accident will be apportioned between the two parties under the doctrine of comparative negligence.
Insurance And Uber
As of 2014, in California, ride-sharing companies are now required to provide insurance coverage for their drivers when the drivers are logged into the ride-sharing platform. The level of coverage provided varies depending on whether or not the driver has a customer. More coverage is provided when a driver is taking a customer to a location than when a driver is still using the app but is between customers. When a driver has a customer, there are a million dollars of insurance coverage provided in the event of an accident. Cal. Pub. Util. Code § 5433(b)(1). If the accident is with an uninsured or underinsured motorist, a million dollars of uninsured or underinsured motorist insurance coverage applies. § 5433(b)(2).
If a driver is logged into a ride-sharing platform but does not have a customer in his or her vehicle, then the insurance coverage provided by the ride-sharing service is lower. During this time period, the insurance that is required must be "in the amount of at least fifty thousand dollars ($50,000) for death and personal injury per person, one hundred thousand dollars ($100,000) for death and personal injury per incident, and thirty thousand dollars ($30,000) for property damage." § 5433(c)(1). In addition, the ride-sharing company must maintain additional insurance for drivers without customers in case of excess damages. This insurance must be in the amount of "$200,000 per occurrence to cover any liability arising from a participating driver." § 5433(c)(2).
Contact A California Personal Injury Attorney Today
If you or a loved one has been injured while using a ride-sharing service, call the knowledgeable and experienced attorneys at Woods Williford. We offer a free case consultation to all potential clients so please do not hesitate to contact our office today.